ESTO consumer loan

Need money for bigger purchases? Meet the ESTO Small Loan!

  • Online application in just 1 minute
  • Quick loan decision
  • Simple contract signing

Enjoy a long-awaited holiday, get the latest Macbook for work or just have some extra cash for unexpected expenses - ESTO Small Loan offers you the possibility to borrow up to €1000.

  • Loan amount: €500 - €10000
  • Loan period: 3 - 48 months
  • Loan purpose: Any
  • Special conditions: 0 € contract formation fee
Get a loan

The loan decision is individual and will depend on the loan amount you choose, the length of the contract and your creditworthiness. You can complete all the steps involved in obtaining and repaying your loan digitally, whether it's submitting an application, changing the loan period or even repaying early.

Under the repayment schedule, all your monthly repayments are equal and fixed for the entire term of your chosen loan. The ESTO self-service portal allows you to easily manage your contracts and repayments as soon as you become a customer.

Attention! Before signing the contract, please read the terms and conditions of the proposed contract carefully and, if necessary, consult an ESTO staff member or other professional. For example, if you borrow EUR 500, the ESTO Small Loan will have an annual interest rate of 25.48 %, a fixed interest rate of 8.90 % per annum, an arrangement fee of EUR 7.9, a monthly administration fee of EUR 1.90, and a total amount of the loan and repayments of EUR 844.2 (subject to repayment over 60 months in equal monthly instalments of EUR 14.07). The terms and conditions are subject to change if a different amount, contract term or credit score is selected.

What is ESTO?

ESTO is a financial services company founded in 2016. The company was born out of the need for payment solutions suitable for both the end user and the merchant. Today, ESTO offers a variety of payment solutions in the Baltic States and cooperates with more than 2000 partners and stores and has built a network of more than 200 000 customer partners. Terms and conditions can be found here: esto.eu/en. If you need any assistance, please contact an ESTO employee at info@esto.lt or via https://esto.eu/lt/pagalba online chat window.